Debbie Murphy

As summer winds down and families settle into their fall routines, September is a reminder that it’s Life Insurance Awareness Month—a perfect time to think about protecting the people who matter most. Life changes quickly and having the right life insurance in place helps ensure your loved ones are cared for no matter what the future holds.

Whether you’re starting a family, buying a home, growing your business, or simply looking ahead, reviewing your coverage now is a smart step. Our team is here to answer your questions, walk you through your options, and help you find a policy that fits your needs.

Don’t wait for a major life event to start the conversation. 📞 Call us or stop by the office today for a life insurance review and personalized quote.

I have State Farm experience going back to 1994 and decided to open my own agency here in Laurel in 2007.

I am a proud alum of West Virginia University and always rooting on my Mountaineers. We look forward to visiting with you anytime--if you have a question, concern, or just want to stop by to say hello and enjoy a cup of coffee with us and say hi to Jake. Give us a call today for a personal price plan!

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.